e-Express Application

New-to-deposit customers can immediately enjoy the following services after opening a VIP / YOU i-Account via "e-Express Bank Account Application":

• Fund deposits
• Fixed deposit services
• Selected e-Banking and Mobile Banking services, including:
• Account Enquiry and Recent Transaction Enquiry
• View e-Statement and e-Advice
• Same-name account transfer
• Fixed Deposit services
• Buy and Sell foreign currency
• e-Deposit
• Small-value Transfer Service*

*We will send you an email notification once we have reviewed your application. Upon receipt of the email notification, you can activate the Small-value Transfer Settings via e-Banking or Mobile Banking to use our Small-value Transfer Service. Corresponding e-Channels include the FPS Service and bank account payments made via WeChat Pay Hong Kong.

You can enjoy the full range of services once you have completed the "Customer Verification" procedure via making the first transaction of the account by transferring to your YOU i-Account or VIP i-Account of at least HKD1 from your same-name account at other local banks using FPS^, or by visiting any of our branches. After you have completed the "Customer Verification" procedure, your ATM Card will be posted to your correspondence address.

^After you complete the eligible FPS Deposit and your application documents passed our review (approximately 1-2 working days), you can then enjoy the full range of banking services.

Please complete the "Customer Verification" procedure within 30 days of the account opening date, otherwise your account and any related services will be suspended. If you are unable to complete the "Customer Verification" procedure within 90 days of the account opening date, your account and any related services will be terminated.

You can use the following Securities Trading Services and Investment Services after the Securities account and Investment accounts opening process⁺ has been completed:

• Securities Trading Services
• China Stock Connect**
• Stocks Investment Savings Plan
• Investment Fund Services
• Fixed Income Instrument
• Equity Linked Investment
• Currency Linked Premium Deposit
• Currency Linked Principal Guaranteed Deposit

⁺Your Securities account or / and Investment accounts and services will be activated for use when "Customer Verification" procedure and residential address verification completed, we will send you an email & SMS notification once the account(s) and services are activated. If you cannot provide valid address proof within 90 calendar days from the application date, your Securities account or / and Investment accounts and services will be terminated.

**Provided that you agree us to use your personal data on Northbound Trading under China Stock Connect

Risk Disclosures

Investment Service
Investment involves risks. Past performance is not indicative of future performance. Before making an investment decision, customers should refer to the relevant investment product offering documents for detailed information including the risk factors. If customers are in doubt, independent professional advice should be sought.

Securities Service
Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling securities. Customers should carefully consider whether the investment products or services mentioned herein are appropriate for them in view of their investment experience, objectives and risk tolerance level, and read the terms and conditions of relevant Securities Services before making any investment decision.

Unless the context requires otherwise, this webpage does not constitute any offer, invitation or recommendation to any person to enter into any investment / securities transaction nor does it constitute any prediction of likely future movements in prices of any investment products / securities.

This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.