Dah Sing Insurance Products - Credit Card - Dah Sing Bank, Limited

Exclusive for Dah Sing Credit Cardholders

Tesla Motor Insurance Extra Coverage Learn More

CancerCure - Cancer Protection PlanLearn More

Ultra CareSure Refundable Critical Illness Insurance PlanLearn More

HealthSure Hospital Cash Insurance PlanLearn More

Private Motor Car Insurance Switch PlanLearn More

JourneySure Travel Insurance PlanLearn More

HomeSure Household Insurance PlanLearn More

MaidSure Domestic Helper Insurance PlanLearn More

From now till 31 Dec 2024, Tesla car owners who enrol in Dah Sing Motor Insurance Plan with Dah Sing Credit Card can enjoy the exclusive Tesla Motor Insurance Extra Coverage, guard you against unexpected accidental losses!

Categories of Insurance Plan	Extra Benefit Details
Comprehensive Coverage	Designated and private electric charger liability extension with sum insured of HKD12,000,000 Cover the expense from third-party legal liability arising from an accident caused by the direct usage of a designated charger or private electric charger
Third Party Liability Coverage	Windscreen Damage Extension Cost of repair or replacement up to HKD5,000 Fire Damage Cover loss or damage of the car resulting from fire or self-ignition

The Insurance Plans mentioned above are general insurance products which are underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance"). Dah Sing Insurance is a member of Dah Sing Financial Group and is authorised and regulated by the Insurance Authority. Dah Sing Bank, Limited ("Dah Sing Bank"), registered as a licensed insurance agency (Insurance Intermediary License No: FA3022), is the authorized licensed insurance agency of Dah Sing Insurance and distributes the insurance products for Dah Sing Insurance. The relevant general insurance product is a product of Dah Sing Insurance but not Dah Sing Bank.

Information on this website is for reference only and is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any general insurance products of Dah Sing Insurance outside Hong Kong. Information on this website is intended as a general summary only but does not contain the full terms of the relevant products.

For the coverage and content, detailed terms and conditions and exclusions, etc. of the Insurance Plans, please refer to the policy provision and the information stated in the relevant policy provision shall prevail. Customers should read, fully understand and accept the terms and conditions, coverage, exclusions and premium stated in the product brochure and policy provision before applying for the Insurance Plans. Dah Sing Insurance is solely responsible for all coverage and compensation, and reserves the right of final approval of the enrollment of the relevant insurance plan. Policyholders are subject to the credit risk of relevant insurance company.

In respect of an eligible dispute (as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.

This service / product is not targeted at customers in the European Union.

For details, please contact Dah Sing Insurance Customer Service Hotline at 2808 5000.

Product highlights of CancerCure - Cancer Protection Plan:

Features	Highlights
A Lump Sum Cash Benefit For Insured Cancer	Offer you up to maximum HKD1,000,000^# lump sum cash to ease your financial burden if the Insured Person suffers from a first diagnosis of any one of the Cancers as covered under the policy.
Payment for Early Stage Disease (Including Carcinoma-in-situ or Early Stage Cancer)	If the Insured Person suffers from a first confirmed diagnosis of covered Carcinoma-in-situ or Early Stage Cancer, the Insured Person can claim payment of lump sum cash up to 20%^# of Major Cancer Benefit.
Premium Subsidies Benefit	In the event the Insured Person is Diagnosed with Carcinoma-in-situ or Early Stage Cancer during the Period of Insurance and such claim has been paid under the Policy, the premium payable under this Policy will be reduced to HKD100 (not including insurance levies yet) per annum, to reduce your financial burden on the policyholder and continue to provide protection until the end of the policy.
Accidental Death Benefit	If the Insured Person suffers Bodily Injury caused by an Accident occurs during the Period of Insurance and resulting death, up to maximum HKD1,000,000^# lump sum will be compensated.
Maximum Flexibility for Your Financial Planning	Provide various options of premium payment period include Annual or Monthly payment, to get the best for your financial planning.
Cover up to the Age of 85	The Policy is renewable for every year until the age of 85 years old (the last renewal does not exceed 84).

^#Subject to benefit entitlement according to selected benefit amount.

Remarks:

Customer must settle the Premium with Dah Sing Credit Card.
CancerCure - Cancer Protection Plan is a general insurance plan. It is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance") and distributed by Dah Sing Bank, Limited ("Dah Sing Bank").
For more details, please refer to Product Brochure and Provision or contact the Application Hotline at 2828 8186.

CancerCure – Cancer Protection Plan is a general insurance plan. It is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance") and distributed by Dah Sing Bank, Limited ("Dah Sing Bank").

Information on this website is intended as a general summary only but does not contain the full terms of CancerCure – Cancer Protection Plan. For the coverage and content, detailed terms and conditions and exclusions, etc. of this product, please refer to the policy provision of CancerCure – Cancer Protection Plan and the information stated in the relevant policy provision shall prevail.

Details of Ultra CareSure Refundable Critical Illness Insurance Plan:

Benefit	Coverage	Benefits
All Sections	Overall Aggregate Limit	Up to HKD350,000
Critical Illness (CI) Benefit	The Insured Person suffers from a first confirmed diagnosis of any one of 53 insured critical illnesses conditions by Physician through Pathological or other relevant examination after 90 days Waiting Period. The plan will provide a lump sum cash benefit.	Up to HKD350,000
Early Stage Heart Disease Condition Benefit	Early Stage Heart Disease Condition Benefit is a lump sum benefit of up to 20% of the Sum Insured which will be paid if the Insured Person suffers from a first confirmed diagnosis of the covered early stage heart disease condition with balloon angioplasty or atherectomy and laser treatment performed to correct the narrowing of arteries by Physician after 90 days Waiting Period.	Up to HKD70,000
Benign / Early Stage Disease Conditions Benefit	Benign / Early Stage Disease Conditions Benefit is a lump sum benefit of up to 20% of the Sum Insured which will be paid if the Insured Person suffers from a first confirmed diagnosis of any one of 21 types of Benign Tumors and 17 types of Carcinoma-in-situ with hospital confinement for surgical excision, treatment or undergoing surgery by Physician after 180 days Waiting Period.	Up to HKD70,000

No Claim Bonus: A bonus equivalent to 50% of the paid premium in 5 years Policy Period will be paid once every 5 consecutive years interval if Insured Person has not made any claim to the Critical Illness Benefit during such period.

Remarks:

Customer must settle the Premium with Dah Sing Credit Card.
Ultra CareSure Refundable Critical Illness Insurance Plan is a general insurance plan. It is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance") and distributed by Dah Sing Bank, Limited ("Dah Sing Bank").
Information on this website is intended as a general summary only but does not contain the full terms of Ultra CareSure Refundable Critical Illness Insurance Plan. For the coverage and content, detailed terms and conditions and exclusions, etc. of this product, please refer to the policy provision of Ultra CareSure Refundable Critical Illness Insurance Plan and the information stated in the relevant policy provision shall prevail.
Calculation of total paid premium in No Claim Bonus will not include the Premium Levy and / or other Levy(ies). Insured Person will not be entitled to No Claim Bonus if any claim has been made to Critical Illness Benefit, surrender or early termination of Policy prior to the completion of the 5 consecutive Policy Years. No Claim Bonus will be issued in Hong Kong Dollar cheque and sent by regular post to the correspondence address of Insured.
For more details, please refer to Product Brochure and Provision or contact the Application Hotline at 2828 8186.

Details of HealthSure Hospital Cash Insurance Plan:

Benefit	Scope of Coverage	Amount of Benefits
Daily Hospital Cash Benefit	Daily hospital cash will be paid for each Day of Hospital Confinement if the Insured Person sustains Bodily Injury caused by Accident or suffers from Sickness, and with Medical Necessity of a Hospital Confinement for treatment.	Daily limit up to HKD1,100
Additional Accidental Daily Hospital Cash Benefit	Additional accidental daily hospital cash will be paid for each Day of Hospital Confinement if the Insured Person sustains Bodily Injury caused by Accident, and with Medical Necessity of a Hospital Confinement for treatment.	Daily limit up to HKD1,100
Additional Accidental Daily Hospital Cash Benefit due to Traffic Accident	Additional accidental daily hospital cash will be paid for each Day of Hospital Confinement if the Insured Person sustains Bodily Injury caused by a Traffic Accident, and with Medical Necessity of a Hospital Confinement for treatment.	Daily limit up to HKD1,100
Accidental Medical Expenses Benefit	Reimbursement of medical expenses incurred if the Insured Person sustains Bodily Injury due to Accident and with Medical Necessity to receive medical treatment such as outpatients, hospitalisations, surgery, X-rays referred by general practitioner, and physiotherapy etc., provided that the medical expenses shall incur within twelve (12) months from the date of the Accident.	Up to HKD20,500 per accident
Additional Accidental Medical Expenses Benefit for Bonesetting / Chiropractic Treatment	Reimbursement of Bonesetting or Chiropractic treatment expenses incurred if the Insured Person sustains Bodily Injury due to Accident and with medical necessity to receive Bonesetting or Chiropractic treatment, provided that such medical expenses shall incur within twelve (12) months after the Accident.	Up to HKD1,000 per visit Up to HKD5,000 per Policy Year
Accidental Death Benefit	Accidental Death Benefit will be paid if the Insured Person sustains Bodily Injury from an Accident and directly result in the Insured Person's accidental death within twelve (12) months from the date of the relevant Accident.	Up to HKD420,000
Broken Bone Benefit	Broken Bone Benefit will be paid in accordance with the relevant percentage shown in the Broken Bone Compensation Table if the Insured Person sustains Bodily Injury from an Accident that directly results in the Insured Person's Broken Bone.	Up to HKD11,000 per Accident and per Policy Year

No Claim Bonus: 30% of total premium paid (excluding the premium levy and / or any other levy(ies)) in a period of three years will be rebated as a No Claim Bonus after the expiry of every completion of three (3) consecutive Policy Years if no claim was made by the Insured Person under this Policy.

Remarks:

Customer must settle the Premium with Dah Sing Credit Card.
HealthSure Hospital Cash Insurance Plan is a general insurance plan. It is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance") and distributed by Dah Sing Bank, Limited ("Dah Sing Bank").
Information on this website is intended as a general summary only but does not contain the full terms of HealthSure Hospital Cash Insurance Plan. For the coverage and content, detailed terms and conditions and exclusions, etc. of this product, please refer to the policy provision of HealthSure Hospital Cash Insurance Plan and the information stated in the relevant policy provision shall prevail.
For more details, please refer to Product Brochure and Provision or contact the Application Hotline at 2828 8186.

Example of Travel Insurance Plan

【Example of Travel Insurance Plan】

Mr. Chan is planning a trip to Canada for 23 days. His total savings from enrolling in the "JourneySure" Travel Insurance Plan Diamond Cover (Original Premium HKD800) is as follows:

	Offers	Rebate
Dah Sing Insurance	Member + premium discount (20% off)	HKD160
Dah Sing Credit Card	Extra 5% premium cash rebate	HKD32
Total savings		HKD192

The above examples are for reference only.

Notes:

* The 5% Premium Cash Rebate will be calculated accordingly to the amount of the final discounted payment to Dah Sing Insurance. The 5% Premium Cash Rebate offer is valid from 1 Jul to 31 Dec 2024.
The website will be redirected to Dah Sing Insurance website for product details and insurance plan enrolment.

Eligibility

You must hold a Mastercard / Visa Card

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Travel, Home and Helper Insurance Plan

Critical Illness and Hospital Cash Insurance Plan

For Insurance Plans Details / Enquiry of Promotion

Important Notes

The Insurance Plan mentioned above is a general insurance product which is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance"). Dah Sing Insurance is a member of Dah Sing Financial Group and is authorised and regulated by the Insurance Authority. Dah Sing Bank, Limited ("Dah Sing Bank"), registered as a licensed insurance agency (Insurance Intermediary License No: FA3022), is the authorized licensed insurance agency of Dah Sing Insurance and distributes the insurance products for Dah Sing Insurance. The relevant general insurance product is a product of Dah Sing Insurance but not Dah Sing Bank.
Information on this website is for reference only and is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any general insurance products of Dah Sing Insurance outside Hong Kong. Information on this website is intended as a general summary only but does not contain the full terms of the relevant products.
For the coverage and content, detailed terms and conditions and exclusions, etc. of the Insurance Plan, please refer to the policy provision and the information stated in the relevant policy provision shall prevail. Customers should read, fully understand and accept the terms and conditions, coverage, exclusions and premium stated in the product brochure and policy provision before applying for the Insurance Plan. Dah Sing Insurance is solely responsible for all coverage and compensation, and reserves the right of final approval of the enrollment of the relevant insurance plan. Policyholders are subject to the credit risk of relevant insurance company.
In respect of an eligible dispute (as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.

To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

Subject to relevant terms and conditions. For details, please click here.

General Terms and Conditions:

The Promotion applies to customers holding Principal Card or Supplementary Card of the credit card or Co-brand Card ("Eligible Card") issued by the Dah Sing Bank, Limited (the "Bank")("Eligible Cardholder"). The Bank's UnionPay Dual Currency Credit Card, Cash Card, Corporate Card, Purchasing Card, Business Card, Gift Card, Private Label Card, "Smart Choice" Balance Transfer Program and Cash Conversion Plan Account are not eligible.
Eligible Cardholder must settle payment with an Eligible Card in order to be eligible for the Offers.
The Ultra CareSure Refundable Critical Illness Insurance Plan ("Ultra CareSure"), HealthSure Hospital Cash Insurance Plan ("HealthSure"), JourneySure Travel Insurance Plan ("JourneySure"), HomeSure Household Insurance Plan ("HomeSure"), MaidSure Domestic Helper Insurance Plan ("MaidSure") and Private Motor Car Insurance Switch Plan (collectively "Insurance Plans") are underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance"), which is solely responsible for all coverage and compensation, but not the products of the Bank. The Bank, registered as a licensed insurance agency, is the authorized licensed insurance agency of Dah Sing Insurance. Dah Sing Insurance reserves the right of final approval of the enrollment of the insurance plans. The above information is for reference only and is intended to be published in Hong Kong only but not the details of the plan coverage. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any insurance plans of Dah Sing Insurance outside Hong Kong. For the policy coverage, detailed terms and conditions and policy exclusions, etc. of the aforesaid Dah Sing Insurance's insurance plans, please refer to the policy contract of the insurance plans and the information stated in the relevant policy contracts shall prevail. Please read, fully understand and accept the terms and conditions, policy coverage, policy exclusions and premium stated in the relevant documents and policy contract before applying for any insurance plans.
All Insurance Plans are subject to Dah Sing Insurance's terms and conditions. All insurance products / services are provided and sold to customers by Dah Sing Insurance. For any enquiry or complaint about the products / services, please contact Dah Sing Insurance directly.
Personal data of cardholders may be collected by Dah Sing Insurance and the use of such personal data shall be subject to the "Personal Information Collection Statement" of Dah Sing Insurance. For details, please click here.
These Offers cannot be used in conjunction with any other promotion programs subject to the same product.
The Offers cannot be exchanged for cash, other products, services or discounts. The Offers are not transferable and cannot be used in conjunction with other promotional offers (unless otherwise specified).
The Offers shall be terminated immediately in the event that the Partner ceases business.
The Bank and Dah Sing Insurance reserve the right to amend these terms and conditions or cancel or amend the Offers at any time without prior notice. Should any disputes arise, the decision of the Bank and the Dah Sing Insurance shall be final.
The terms and conditions contained herein shall form part of the Agreement governing the use of the cards and shall be construed accordingly. In case of any conflict between the terms and conditions and the Agreement, terms and conditions shall prevail.
In respect of an eligible dispute (as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.
In the event of any discrepancy between the Chinese version and English version of these terms and conditions, the Chinese version shall prevail.

Terms and Conditions of "Exclusive 5% Premium Cash Rebate via Online Enrollment Offer" ("Offer 1"):

The promotion period is valid from 1 Jul to 31 Dec 2024 (both dates inclusive) ("Promotion Period of Offer 1").
To enjoy Offer 1, Eligible Cardholder has to successfully enroll the JourneySure, HomeSure or MaidSure via Dah Sing Insurance website and settle the online payment of premium with his / her Eligible Card ("Eligible Transaction") during the Promotion Period of Offer 1.
During the Promotion Period of Offer 1, Eligible Cardholder will be entitled to a 5% premium cash rebate ("5% Premium Cash Rebate") on Eligible Transaction. Eligible Transaction is calculated based on transaction date. Transaction dates are based on the records of the Bank.
Offer 1 is not applicable to the renewal of any insurance policy.
5% Premium Cash Rebate will be calculated after deducting the levy(ies) imposed by the Insurance Authority (if applicable) and credited to the relevant Eligible Cardholder's Principal Card account in the form of Dah Sing Credit Card free spending credit within 8–12 weeks after successful enrollment and will be shown on the statement of the following month. 5% Premium Cash Rebate amount will be rounded up to the nearest two decimal places. 5% Premium Cash Rebate will be used for settlement of new transaction(s).
5% Premium Cash Rebate cannot be exchanged or transferred to other accounts, exchanged for cash or any other gifts.
The Bank will use the transaction record of the Bank to determine the eligibility of a Cardholder. The relevant Eligible Card should be valid and in good credit standing during the entire Promotion Period of Offer 1 and when the 5% Premium Cash Rebate is offered. The relevant Eligible Transactions must be posted. Otherwise, the Bank reserves the right to debit the equivalent 5% Premium Cash Rebate from the Eligible Cardholder's credit card account without prior notice.

For Designated Card's Terms and Conditions of "Extra 10% Premium Cash Rebate on JourneySure Travel Insurance Plan via Online Enrollment" ("Offer 2"):

Dah Sing ANA World Mastercard: please click here
Dah Sing British Airways Platinum Card: please click here
Dah Sing United MileagePlus World Mastercard: please click here

For Designated Card's Terms and Conditions of "3.5X Miles / Avios Reward on JourneySure Travel Insurance Plan via Online Enrollment" ("Offer 3"):

Dah Sing ANA World Mastercard: please click here
Dah Sing British Airways Platinum Card: please click here
Dah Sing United MileagePlus World Mastercard: please click here

Terms and Conditions of "Private Motor Car Insurance Switch Plan Offer" ("Offer 4"):

The promotion period is from 1 Jul to 31 Dec 2024 (both dates inclusive) ("Promotion Period of Offer 4").
Offer 4 is only applicable to the below applicant ("Eligible Applicant"):
- The applicant and driver(s) must be aged 25 or above;
- The applicant and driver(s) must have more than 2 years private motor car driving experience;
- The applicant and driver(s) must have no claim record or suspended driving license in the past 3 years;
- The applicant and driver(s) must not incur more than 8 accumulative driving offence points in the past 3 years;
- The applicant and driver(s) must not have any history of termination or cancellation of private motor car insurance policy contracts by other insurance companies in the past 3 years;
- The value of the insured private motor car cannot exceed HKD1,500,000 (For private motor car valued HKD1,500,000 or above, please refer to Underwriting team for offer quotation); and
- Occupation of the applicant and named driver(s) cannot be artist, garage workers, models, students or media photographers.
Eligible Applicant can enroll Dah Sing Insurance Private Motor Car Insurance via Dah Sing Insurance enrollment hotline 2808 5000 and / or Dah Sing Insurance website www.dahsinginsurance.com and provide the relevant supporting documents including the existing valid private motor plan renewal notice issued by other insurance company ("Renewal Notice") for approval during the Promotion Period of Offer 4 to enjoy the below offers:
- 10% off based on the premium stated on the existing Comprehensive Motor Insurance Renewal Notice
- 5% off based on the premium stated on the existing Third Party Motor Insurance Renewal Notice
Offer 4 is only applicable to annual policy and minimum annual premium is HKD1,200 plus levies imposed by Motor Insurers' Bureau of Hong Kong and other levies (if any).
Offer 4 is only applicable for enrolling Dah Sing Insurance Private Motor Car Insurance with equivalent amount to the existing valid private motor plan Renewal Notice which is not underwritten by Dah Sing Insurance.
Offer 4 is not applicable to all Telsa models.
Minimum excess amount of HKD5,000 for Own Damage / Theft, Young / Inexperience / Unnamed Driver and Third Party Property Damage in comparing to the renewal quotation, whichever is higher. Excess amount and other terms & conditions will be subject to the final decision of Dah Sing Insurance.

Exclusive Dah Sing Insurance Products Privileged Offers

Exclusive for Dah Sing Credit Cardholders

Example of Travel Insurance Plan

Eligibility

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Other Products and Offers