Dah Sing Bank

To cope with different needs of Hello Kitty Fans, Dah Sing Bank proudly presents you the Dah Sing Hello Kitty VISA Platinum. Apart from enjoying a host of unsurpassed benefits and tailored-made services brought by the Dah Sing Hello Kitty VISA Platinum, you are also entitled to superior financial services, enabling you an effective financial management.

Enjoy Bunches of Privileges & Benefits upon Successful Application of Dah Sing Hello Kitty VISA Platinum on or before June 30, 2005

•	Exclusive Hello Kitty welcome gift Hello Kitty Skin Analyzer

	*	To enjoy the Hello Kitty Skin Analyzer, the new Cardholder is required to spend HK$3,800 or above with his / her Dah Sing Hello Kitty VISA Platinum within the first 2 months from the date of Card issuance (including retail transactions and cash advance).

•	Cash coupons and fabulous gifts valued over HK$7,000

•	Special merchandize Purchase the Hello Kitty Limited Edition 256MB MP3 Player at a special price of HK$599 (original price: HK$1,399).

•	Surprises for Hello Kitty Fans Simply present the photocopy of Hello Kitty Credit Card* or Sanrio VIP / Membership Card when applying for Dah Sing Hello Kitty Credit Card and you will be entitled to a set of 70’s Hello Kitty Long Distance Calling Card upon successful application^# on or before June 30, 2005. The set of Long Distance Calling Card is available on a first-come-first-served basis and while stocks last. * Excluding Dah Sing Hello Kitty Credit Card ^# Applicable to new Dah Sing Hello Kitty Principal Cardholder only

Superior Financial Services for Your Effective Financial Management

e-statement Services
You can check you statement via www.dahsing.com anytime, anywhere.

Dedicated Customer Service Hotline to attend to your needs
Dah Sing Hello Kitty VISA Platinum represents a new level of personalized service. To take care of your every need anytime, anywhere, an exclusive 24-hour hotline 2828 8138 with professional Customer Service Representatives is specially reserved to serve prestigious Cardholders like you.

Personal Global Concierge at your service around the clock
As a frequent traveler, you may often find yourself in situations where a little help goes a long way. Whatever you want from life, simply call the Dah Sing Platinum Card 24-hour Customer Service Hotline 2828 8138 and we will arrange a telephone transfer to the Global Concierge Service who will assist you with a wide range of services. Whether you would like to make reservations for hotels, restaurants, entertainment events, or you need travel information and business-related service, our Personal Concierge Service is always there to serve you.

Relax and Enjoy Life with Comprehensive Global Protection

Wherever you are in the world, you will benefit from comprehensive protection and enjoy total peace of mind with Dah Sing Hello Kitty VISA Platinum. Protection includes Comprehensive Lost Card Protection, Free Travel Insurance Coverage, Free Purchase Protection, and etc.

Enjoy Platinum Reward Double Bonus Points with Purchase at Designated Merchants

To reflect your status and enhance your lifestyle, you will enjoy Platinum Reward Double Bonus Points which gives you 2 Bonus Points for every HK$1 purchase you made at the designated merchants and experience all the luxuries life offers

Exclusive Year-round Spending Privileges to Enhance Your Life

With your distinguished taste and discerning lifestyle needs, you deserve more perks and privileges when it comes to spending. You will enjoy exclusive privileges and premium services at a host of renowned retail establishments throughout the year with your Dah Sing Hello Kitty VISA Platinum.

Many More Unparalleled Benefits Just for You

With Dah Sing Hello Kitty VISA Platinum, you are entitled to enroll in the Platinum Airlines Program and can enjoy offers from VISA Platinum Club and Bon Appetit Club. Please visit www.visaplatinum.com.hk

Hello Kitty & Dear Daniel "Love & Care" VISA Platinum

Terms and Conditions:

Regarding the Welcome Gift Offers of Dah Sing Hello Kitty VISA Platinum

1)		Applicant who has successfully applied for Dah Sing Hello Kitty VISA Platinum on or before June 30, 2005 will be entitled to Hello Kitty Skin Analyzer upon spending of HK$3,800 or above (retail transactions or cash advance) with his / her Card within 2 months from the date of Card issuance. In case the applicant applies for more than one Principal Card, only ONE welcome gift will be offered. The gift redemption letter will be sent to the Principal Cardholder after one month upon meeting the spending requirement. Spending includes retail transactions, cash advance, “Cash-in Plan” amount, Balance Transfer amount, Credit Card Cheque transaction, bill payment amount, Interest-free Installment transaction and Octopus Automatic Add-Value amount. Debit Card spending only includes retail transactions. The spending of Supplementary Cardholder will be counted towards the Principal Cardholder’s record.
2)		Hello Kitty Limited Edition 256MB MP3 Player: Cardholder can enjoy the special merchandise of the Hello Kitty Limited Edition 256MB MP3 Player at a special price of HK$599 which will be posted to his / her Dah Sing Hello Kitty Credit Card account. The gift redemption letter will be sent to the Principal Cardholder within one month upon successful application. Gift is available on a first-come-first-served basis and while stocks last.
3)		Cash coupons and gifts valued over HK$7,000: a) Applicant who has successfully applied for Dah Sing Hello Kitty VISA / VISA Gold / VISA Platinum / Debit Card on or before June 30, 2005 will be entitled to cash coupons and gifts valued over HK$7,000. b) Il Colpo / IL COLPO triple edge/ Il Colpo Hair Avant Garde / Salon ide offer – A FREE hair treatment, ONE HK$300 cash coupon on chemical services and ONE HK$100 cash coupon on haircut services. c) Nail ide / HN hands & nails offer -- A FREE aroma hand treatment and ONE HK$200 cash coupon on facial / hand treatment. d) Mu-Lan offer – A FREE hydrobath / 30-minute massage service and ONE HK$3,000 cash coupon on selected body slimming treatment. e) Chow Sang Sang offer: TWO HK$100 cash coupons. Each HK$100 cash coupon can be used upon spending of HK$2,000 or above on regular-priced items; ONE HK$300 cash coupon. The HK$300 cash coupon can be used upon spending of HK$5,000 or above on regular-priced items; ONE HK$500 cash coupon. The HK$500 cash coupon can be used upon spending of HK$7,000 or above on regular-priced items. f) i.S.O Offer - ONE HK$100 cash coupon. The HK$100 cash coupon can be used upon spending of HK$300 or above on regular-priced items. g) MCP Offer - ONE HK$100 cash coupon. The HK$100 cash coupon can be used upon spending of HK$300 or above on regular-priced items. h) ANA offer – Upon purchase of any ANA Sky Holiday travel package before August 31, 2005, you will be entitled to a HK$300 cash discount. The use of offer is unlimited. i) Diet Asia offer -- A FREE nutritional analysis (valued at HK$150) or a FREE physical fitness assessment (valued at HK$400). j) Dah Sing Life -- HK$100,000 Accidental Death Benefit. The coverage is effective upon the date of successful application and is valid for one month. The coverage details are subject to the Terms and Conditions of the policy contract. k) The expiry date and the Terms of Use regarding the above coupons are subject to the Terms and Conditions printed on the coupons. The coupons will be sent out together with the new Card. l) Dah Sing Bank does not warrant the quality of the products or services provided by the participating merchants.
4)		The above offers are available on a first-come-first-served basis and while stocks last.
5)		Dah Sing Bank and the participating merchants reserve the right to amend the policies and terms without prior notice. In case of any dispute, the decisions of Dah Sing Bank and the participating merchants shall be final.

Regarding the 70’s Hello Kitty Long Distance Calling Card Simply present the photocopy of the Hello Kitty Credit Card (excluding Dah Sing Hello Kitty Credit Card) or Sanrio VIP / Membership Card when applying for Dah Sing Hello Kitty Principal Card, and you will be entitled to a set of 70’s Hello Kitty Long Distance Calling Card upon successful application on or before June 30, 2005. The gift redemption letter will be sent to the Principal Cardholder after one month upon successful application. Each Cardholder can only redeem the 70’s Hello Kitty Long Distance Calling Card once. The usage of the Calling Card is subject to the Terms and Conditions printed on it.

•		The annual interest rates of retail transactions and cash advance are 19.8% and 23.8% respectively. According to the Net Present Value (NPV) Method specified in the Code of Banking Practice, the Annualized Percentage Rates ("APR") of retail transactions and cash advance are 20.59% and 28.72% respectively.

•		Dah Sing Bank reserves the right to make the final decision on the approval of credit card, Balance Transfer and “Cash-in Plan" applications.